Some Insurance Agents have particular expertise with the senior population and can offer an integrated
service which can include planning and implementation of life insurance, retirement, long-term care protection, and estate planning. Request a complimentary consultation and ask if they are willing to call on expert resource associates when warranted.
QUESTIONS
TO ASK:
1. What are your Qualifications (tenure, experience in
2a.Do you offer a variety of products or just those from just one
2b.What are the A.M.Best and Standard & Poors ratings for
the companies you are recommending?
3. You’ve told us the advantages of choosing this product. What are the disadvantages/limitations? (surrender charges, annual fees, qualification triggers)
4 How will this impact my existing plans (life insurance,
long-term care insurance, estate plans, investments, bank accounts)?
5. What do I lose if I change my mind? (in 10 days,
30 days after contract is delivered, in one year)
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French
Insurance and Financial Services is a participating member of Delta County Senior Resource Council and can be reached at (970) 835-3821. .
You are urged to contact all programs in your area and become an informed consumer.
